Golden Ideas · Insurtech · 14 entries
This page indexes the "Insurtech" industry group of Golden Ideas: 14 entries, each stating exactly what the AI does. Public summaries are free; the full content and rollout plan of each idea is unlocked by a one-off "project transfer & service fee (escrow): RMB 50,000", with 60% shared to the uploader.
Entries in this group (public summaries)
- Health-Claim Document Anomaly Screening Desk（idea-insurtech-5）
A document-anomaly screening desk for health-claims investigation teams. AI extracts invoice numbers, issue dates, amounts, visit times, diagnoses, licensed institutions and physician seals page by page from claim images, then cross-reconci - Auto-Claim Parts and Labour Pricing Verification Desk（idea-insurtech-6）
A parts-and-labour verification desk for auto-claim damage assessment and pricing teams. AI reads the damage assessment sheet, repair order, parts quotations and vehicle damage photos, resolves every replaced part against the vehicle's conf - Employer-Liability Work-Injury Benefit Adjudication Desk（idea-insurtech-7）
A work-injury benefit adjudication desk for employer-liability claims teams. AI reads the work-injury determination decision, labour-capacity assessment conclusion, wage and social-insurance contribution records, medical invoices, employmen - Group-Accident Active-Roster Consistency Check（idea-insurtech-8）
An active-roster verification tool for group-accident and employer-liability underwriters. AI matches the insured roster person by person against social-insurance contribution details, payroll or individual income-tax filings, attendance an - High-Risk Occupation Misdeclaration Underwriting Check（idea-insurtech-9）
An occupation-class verification tool for accident and employer-liability underwriters. AI compares the occupation classification table, job descriptions, position certificates and special-operation licences, safety-training and inspection - Long-Term Care Disability Assessment Evidence Review（idea-insurtech-10）
A verification tool for long-term care insurance disability grading staff and the commercial insurers that administer the program: AI reads the application, medical records and discharge summaries, Barthel-type scale scores, on-site assessm - Cargo Damage Causation Review Desk（idea-insurtech-11）
A cargo-damage causation review tool for marine claims staff and loss adjusters: AI reads waybills, packing lists, invoices, the policy, temperature curves, unpacking video and third-party survey reports, then judges whether damage more lik - Litigation Preservation Liability Underwriting Review（idea-insurtech-12）
An underwriting review tool for litigation preservation liability at property insurers: AI reads the complaint, the preservation application, ownership materials for the target assets, the evidence index, leads on the respondent's credit st - Credit Insurance Limit and Shipment Declaration Ledger（idea-insurtech-13）
A declaration verification tool for export credit insurance limit managers: AI reads buyer credit files, customs declarations, bills of lading, commercial invoices, sales contracts and payment-term records, then checks shipment by shipment - D&O Exposure and Disclosure Consistency Review（idea-insurtech-14）
An exposure review tool for D&O underwriters: AI reads the application questionnaire, articles of association and governance documents, and searches public announcements, annual report disclosures, regulatory inquiries and sanctions, and se - Claim Liability and Pre-existing History Adjudication（idea-insurtech-1）
AI reads policy terms, disclosure statements and claim files against a national health-claims liability rule base, then issues a traceable liability opinion per case: whether the event is covered, how pre-existing history and waiting period - Telematics Consent-to-Underwriting Ledger（idea-insurtech-2）
AI parses signal metadata and consent records from OEM clouds, T-Boxes and OBD devices, verifies whether each signal has a lawful collection basis and separate consent for sensitive personal data, then produces a per-vehicle consent status - Marketing-to-Filed-Terms Consistency Check（idea-insurtech-3）
AI reads the regulator-filed policy terms and rate tables, then compares them sentence by sentence with the coverage, exclusions, waiting periods, illustrated benefits and fee deductions stated in posters, posts, short-video scripts and liv - （84002e58-51eb-448b-91b2-ef8ecb9f6d5f）